Downloadable Resources

When seeking funding for a startup or existing business, it is important that you do your research and understand what characteristics or qualities the bank is looking for. The first step to a successful loan application is a rock-solid business plan. An effective business plan will outline the functionality of the business and will make the case for why your business is fundable.

Assistance with Capital

Providing financial counseling and packaging assistance is what we do best!  Let our experienced business coaches advise you on the best funding options for your business and help establish connections with various financing resources.

Loan Proposal and Packaging Assistance

Our business coaches can work with you through the development of a loan proposal and financial projections and can help facilitate connections with specific lenders. They can also identify how to effectively combine various financing programs to fund your project in a timely way.


As a business owner, you may have questions about lease terms, renovation costs, operating and maintenance expenses, zoning, capacity and other common inquiries.  The WV SBDC can help you evaluate your needs before you enter in a lease agreement.

Identifying Financing Strategies

Our business coaches can identify strengths and weaknesses in your books as well as help you explore potential business opportunities. We can provide a rigorous financial analysis that will establish the credibility a fundable proposal demands, as well as depict projections that will offer an accurate representation of how long it will take to see a return on your business investment.

Capital Budgeting and Credit Scoring

When making a significant investment, it is important for you to understand your credit, collateral and how your business investment will affect you and your business long-term. Let us help you determine your total capital investment and potential annual cash flows of that investment.

Business Coaching Services


Our statewide network of highly-skilled business coaches partner with you, and collaborate with each other, to help move your business to the next level. WV SBDC business coaches provide an array of free services and will cater guidance directly to your business’s needs.



A variety of training classes are offered each month with topics ranging from Business Fundamentals to Marketing and Applying for Relief Funds. Our Business Fundamentals workshop is regularly available online or in-person at different locations around WV and is designed specifically for people who are thinking of starting a business or have had a business for one year or less.

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